Customer Services 0845 260 1587 (8am-6pm Monday to Friday)

Acceptable activities

The following activities are automatically covered under Factor 50 Travel Insurance:

  • Abseiling
  • Archery
  • Athletics
  • Badminton
  • Banana boating
  • Baseball
  • Basketball
  • Bowls
  • Bungee jumping (within organiser's guidelines)
  • Camel riding (no liability cover)
  • Canoeing/Kayaking/Rafting (to Grade 2, no white water)
  • Clay pigeon shooting (no liability cover)
  • Climbing wall
  • Cricket
  • Cross-country running
  • Curling
  • Cycling (leisure)
  • Deep sea fishing
  • Fell running/walking (no climbing)
  • Fishing
  • Glacier walking
  • Gliding (not piloting and subject to flying with qualified pilot)
  • Go-karting (organiser's guidelines, no liability)
  • Golf
  • Gymnastics
  • Hiking/Trekking/Hill walking (where no ropes or guides are required)
  • Horse riding/Pony trekking (excluding competitions, racing, jumping, hunting, eventing, polo and rodeo)
  • Hot air ballooning (licensed operator only, not piloting)
  • Jet boating/Jet skiing (no racing or liability cover)
  • Marathon running
  • Mountain biking
  • Netball
  • Orienteering
  • Paintballing (wearing eye protection, no liability cover)
  • Parascending/Parasailing (towed by a boat)
  • Quad biking (wearing protective clothing and in a controlled environment, no liability cover)
  • Racing (on foot)
  • Racketball
  • Rambling
  • Ringos
  • Roller skating/Roller blading (wearing pads and helmets)
  • Rounders
  • Rowing (no racing)
  • Safari (organised by a bona-fide tour operator)
  • Sailboarding
  • Sailing/Catamaran sailing/Dinghy sailing/Yachting (if qualified, no liability cover, territorial waters only)
  • Scuba diving to a depth of 30 metres (if you hold a certificate of proficiency or you are diving with a qualified instructor);
  • Shooting (range only, no liability cover)
  • Skateboarding (wearing pads and helmets)
  • Snorkelling
  • Softball
  • Squash
  • Surface water sports
  • Surfing
  • Swimming
  • Table tennis
  • Tennis
  • Tenpin bowling
  • Tug-of-war
  • Volleyball
  • War games/Paintballing
  • Wakeboarding
  • Walking
  • Water polo
  • Water skiing
  • White water rafting (within organiser's guidelines to Grade 3 only)
  • Windsurfing
  • Winter Sports (where you have paid the appropriate additional premium)
  • Zorbing

 

IMPORTANT

There is no cover for:

  • any professional sporting activity; or
  • any kind of racing except racing on foot; or
  • any kind of manual work.

 

If you intend to undertake any activity not shown above that may be considered hazardous, or require confirmation of whether your activity is insured, please contact P J Hayman & Company Limited on 0845 260 1587. We may be able to cover you for other activities that are not listed. An extra premium may need to be paid.